Q11. A place of permanent residence

• abode
• dormitory
• domicile
• apartment

Q12. That cannot be altered or withdrawn

• irrevocable
• irretrievable
• irresistible
• arrears

Q13. Money paid to employees on retirement

• gratuity
• gift
• pension
• arrears

Q14. Belief in many gods

• pantheism
• monotheism
• polytheism
• atheism

Q15. A cluster of flowers on a branch

• bouquet
• inflorescence
• wreath
• incandescence

Q16. A person who believes that only selfishness motivates human actions.

• agnostic
• cynic
• sceptic
• misogynist

Q17. A highly skilled musician.

• artiste
• virtuoso
• performer
• diva

Q18. A method of boiling briefly to cook food slightly.

• steam
• bake
• saute
• parboil

Q19. The group, especially in the arts, regarded as being the most experimental.

• avant-garde
• iconoclast
• revolutionary
• nerd

Q20. One who helps people by giving them money or other aid.

• benefactor
• beneficiary
• tycoon
• patriot